• Brownstones, Row Houses, Apartment Buildings, Condos, Co-ops, Garden Style Apartments
  • Owner or Tenant Occupied    (1 to 100 units)
  • Agreed Amount with Replacement Cost Coverage
  • New Competitive Rates: Fire Resistive, Masonry Non-Combustible (31+ units)
  • Mixed-Use Buildings Qualify -Must be 50% Residential
  • General Liability Limits up to $2M/$4M
  • Excess Coverage Available - Priced to Sell!
  • Commercial Umbrellas: $5M to $100M
  • Lead Coverage for qualifying buildings
  • Owner Occupied Properties -Personal Property, Personal Liability and Scheduled Article Floaters Available
  • Brownstone Package Policy includes Property, Liability and Equipment Breakdown Coverage (B&M)
The Brownstone Agency, Inc. has been providing quality and affordable coverage throughout the residential real estate industry since 1973. Our philosophy then still holds true today...our clients are part of our family and we will assist them with utmost service and professionalism so they can rest at night without any concerns of protecting their investment.

The Brownstone Package Policy is underwritten by an Admitted Carrier, Rated A (Superior) XV – A.M. Best Insurance Rating Service, providing the financial stability and strength to protect your investment. 

Your building is eligible for our program if it is a Brownstone, Row House, Condominium, Cooperative, Multi-Family Dwelling or Mixed Used Building (at least 50% residential); owner or non-owner occupied, that is built of Joisted Masonry construction or better.   Please review the website for more details.